What clients say

Emmett and his team made the process of buying a first home so easy! He was ALWAYS there to answer questions and was direct about what we needed to keep the process moving forward. Very very responsive which was appreciated and quick to run numbers for us so we could make decisions about whether we wanted to submit offers or not. We plan to be in our new home for quite some time but there is no doubt if and when we do buy again we are coming to Emmett to help us out!

Emmett Dempsey at Treasure Coast Mortgage did a fantastic job for us when we needed a Reverse Mortgage in Port Saint Lucie, Florida. He is the total mortgage professional! We highly recommend Emmett Dempsey!

As a first home buyer I was lost, I found Emmett and couldn't have made a better decision with going with him. He answered the first time I called and got to work right away for us. We couldn't have done this without him and Cheryl in processing. They were knowledgeable and answered all our 100s of questions. If you're looking to buy in Saint Lucie County this is who to call, we got a good rate and the process was smooth!

Emmett assisted us in getting the right mortgage financing and following through with a trouble free closing! 😎🌴

Emmett was great to work with throughout my home purchase. He was responsive, knowledgeable, and always took the time to explain everything clearly. He made the mortgage process smooth and stress-free, kept me updated every step of the way, and worked hard to get me the best outcome possible. I highly recommend Emmett to anyone looking for a reliable and professional lender.

I honestly cannot say enough about the prompt, expert, and accurate service I received from Emmett Dempsey. My VA Loan went far smoother and faster than I expected. I highly recommend.

Emmett Dempsey of Treasure Coast Mortgage seamlessly maneuvered us through the home mortgage process and purchase experience with all of its required steps without any issues! Just a great experience!

Working with Emmett and Cheryl made the home loan process much easier than I expected. From the very start, they were clear, responsive, and always willing to take the time to explain each step in a way I could actually understand. They kept everything on track and made sure I stayed updated throughout the entire process, which gave me a lot of peace of mind during such a big purchase. Anytime I had a question or needed clarification, they got back to me quickly and never made me feel like I was bothering them. What I appreciated most was how smooth they made everything feel during what can be a very stressful time. They were professional, dependable, and genuinely helpful from pre-approval all the way through closing. I'm very grateful for their support and would absolutely recommend them to anyone looking for a lender who is knowledgeable, communicative, and easy to work with.

I was already wrapped up in the frustrating mortgage process with another company when someone told me to reach out to Emmett. Glad i did! He gave me great advice and took the time to explain everything to me in detail and was honest with me about the fact that the best route for me was just to ride out the process with my current mortgage as i was so close to the finish line. I appreciated the honest advice and concern for my situation. I would absolutely recommend Emmett and his team for any and all future considerations.

Working with Emmett and Treasure Coast Mortgage was a great experience from start to finish. The entire process was smooth, transparent, and well-communicated. Emmett was always available to answer questions, explain everything clearly, and make sure I felt confident every step of the way. As a first-time homebuyer using a VA loan, I had a lot of questions, and he made the process simple and stress-free. Everything closed on time, and there were no surprises. I highly recommend Emmett and his team to anyone looking for a reliable and professional mortgage experience.

My wife and I recently refinanced our property, and after diligently searching for a mortgage broker with excellent reviews and ratings, we found Emmett Dempsey. He impressed us from start to finish. Emmett was extremely responsive and attentive to all of our questions throughout the process. His due diligence, clear communication, and thoughtful guidance made the entire experience smooth and stress‑free. We highly recommend Emmett to anyone looking for a knowledgeable and reliable mortgage professional.

If you are looking for a knowledgeable and reliable mortgage lender on the Treasure Coast, I highly recommend Emmett with Treasure Coast Mortgage. As a local real estate professional, I have worked with many lenders over the years, and Emmett consistently stands out. His understanding of the local market in Port St. Lucie, Stuart, Jensen Beach, and surrounding areas is exceptional. He knows how to structure deals that make sense for our buyers while staying competitive in today's ever-changing rate environment. From first-time homebuyers to seasoned investors, he takes the time to educate clients, explain loan options clearly, and ensure they feel confident every step of the way. Communication is where Emmett truly shines. He is responsive, proactive, and keeps all parties informed throughout the transaction, which helps deals move smoothly and close on time. His professionalism, integrity, and commitment to finding solutions make him a trusted lending partner that I am always confident referring to my clients. If you are searching for a top mortgage lender on the Treasure Coast who delivers results and puts clients first, Emmett with Treasure Coast Mortgage is an excellent choice.

We were referred to Emmett Dempsey by our realtor when we began purchasing our home using a VA loan, and we couldn't have asked for a better experience! Emmett was incredibly responsive from start to finish, always answering our questions promptly, even after hours, and clearly explaining each step of the process. He is extremely knowledgeable about VA loans and navigated everything with confidence and expertise, which immediately put us at ease. He was transparent about rates and fees and ultimately secured us a rate that was even more competitive than larger lenders like Rocket Mortgage, while still providing personalized service you simply don't get from big companies. Our loan work was completed within 30 days, and we closed in 45 days without any hiccups. Emmett and his processing team handled everything smoothly and kept us well-informed throughout. We would absolutely recommend Emmett, especially to fellow VA buyers looking for someone responsive, thorough, and truly invested in their clients.

Emmett is a strong lender who uses AI technology to keep the whole process organized and flowing smoothly! Not only does he have the knowledge and keep up to date, but he is very persistent in giving the best service and communication!

Emmett is truly fantastic - knowledgeable, willing to work through complex scenarios, and solution-oriented. 100% recommend

I cannot thank Emmett enough for his meticulous attention to detail while serving my family and I as our loan officer. Our realtor, Michelle Fleming, recommended him to us and we couldn't be happier. As a veteran, Emmett understood our situation with utilizing the VA loan on a personal level. Throughout the entirety of our home buying process, Emmett was extremely informative and provided charts which broke down costs we can expect based on various scenarios when it came to different closing fees, interest rates, property taxes, etc. He was also extremely easy to reach and displayed outstanding communication when we had questions (and we had a lot of them!). As first time home buyers, it was very important to understand every financial aspect of buying a home and preparing ourselves for the purchase. Emmett made this a painless process for us. If you are on the fence on who to choose, look no further, just go with Emmett!

That's our second time around and Mr Emmett and his wife Mrs Sheryl always above and beyond to help . They are the Best !

I had the pleasure of working with Emmett on the purchase of my very first property. He was incredibly resourceful, providing me with options that fit both my budget and my unique situation. Emmett made the entire process feel effortless—always responsive, attentive, and quick to address any questions I had.

I recently bought a home, and the mortgage was funded through Emmett Dempsey at Treasure Coast Mortgage. The entire process was smooth, easy, and stress-free from start to finish. Emmett was always available to answer questions, explain every step clearly, and make sure everything stayed on track. His professionalism and dedication made a huge difference. If you're looking for a mortgage broker who truly knows what he's doing and takes great care of his clients, I highly recommend Emmett Dempsey and Treasure Coast Mortgage.

#1 Customer Service! Working with Emmett and his team was a breeze! The communication and process was 100% THE BEST home buying experience we've ever had (and we've done it several times)! I highly recommend because Emmett's knowledge and expertise was on point, especially when it came to using my husband's VA benefits!

We used Emmett for a VA IRRRL for our home in Texas. Emmett made the process so easy and was a pleasure to work with. Highly recommend working with Emmett and Cheryl!

Emmett came with excellent reviews that exceeded my expectations. He took the time to talk me through the process start to finish. I also really appreciated the routine check-ins he would have with me to ensure I didn't hit any snags throughout the home-buying process. If you're looking for an individual that's knowledgeable and willing to pick up the phone for anything big or small look no further - thanks Emmett!

Working with Emmett and his team on the lending for recent customers has been a wonderful experience. Emmett is excellent at communication, frequent updates, and explaining the process and options in a way that makes complete sense and brings clarity to the transaction. I'm grateful for him, his team and the work they did to ensure we had a successful experience. If you choose to work with Emmett, I'm confident that you will be pleased!

I cannot express enough how amazing it was to work with Emmett and TC Mortgage. He was incredibly responsive, thorough with answering my questions, efficient, and made it feel like we were on the same team. I highly recommend him and will absolutely work with him again.

An overall great experience with Emmet and his team. They were very thorough, efficient and extremely communicative during the entire process. Would recommend 10/10.

Helpful and kind, helped process to move smoothly. Quick to respond to questions.

Excellent job! Emmett did a great job for us. He really does take care of you. Thanks again Emmett and we will always make sure we call you for future needs.

Such a great pleasure working with Emmett Dempsey. Very professional.very helpful. I definitely recommend him.

Emmett was super responsive with all of my nervous questions and made the process really easy. Highly recommend!

Absolutely fantastic experience with Emmett! He was professional, responsive, and truly went above and beyond to make the mortgage process smooth and stress-free. He explained everything clearly, answered all my questions, and made sure I felt confident every step of the way. I couldn't have asked for better service. Highly recommend!

Emmett and his team went up for bat for me and he smacked a Home Run while I was on 1st base to make sure I would Score and Win. It was a serious Journey but Emmett made that I not only survived but He went to Deeper Depths to Insure I Succeed. Thanks to Emmett, Cheryl Dempsey and their Team. I recommend their Services to anyone, they Deserve Flowers.

Great company to work with very knowledgeable. Very helpful. I appreciate everything.

We had the pleasure of working with Emmett in our first home purchase. Out of the gate Emmett was an open book with his process to make us feel as comfortable as possible. We heard so many horror stories from friends about the buying process but at the end my wife and I laughed because Emmett made this process so effortless for us. Thank you again Emmett, words can express how grateful we are for you and your team. I will be recommending you to everyone I know as well as continue using you for future home purchases!

I had a great experience working with Emmett Dempsey. From start to finish, he handled my VA refinance quickly and efficiently. The communication was excellent, always clear, timely, and professional. Mr. Dempsey kept me updated every step of the way and answered all my questions with patience and honesty. I highly recommend Mr. Dempsey to anyone looking for reliable, fast, and professional mortgage services. They truly went above and beyond!

Emmett did an amazing job communicating everything to us. We would highly recommend him and use his services again in the future.

I had the pleasure of working with Emmett a couple times, and I must say, he is an exceptional mortgage lender. My clients were extremely satisfied with his services, particularly his clear communication and responsiveness throughout the process. His professionalism and dedication made the mortgage experience smooth and stress-free. I highly recommend Emmett to anyone seeking a reliable and efficient mortgage lender. He is now on my go-to guy.

As a realtor it is always a breath of fresh air to find such a phenomenal lender. Emmett was great from start to finish. He communicated well, answered all my questions promptly, and explained everything thoroughly. I would highly recommend Emmett to anyone who is looking to find a great lender and is looking for 5 star customer service. Thank you Emmett!

Emmett came highly recommended by my realtor, and I couldn't be more grateful for the referral. As a first-time homebuyer, I had a lot of questions and uncertainties, but Emmett's depth of knowledge and approachable demeanor made the entire mortgage process much less intimidating. He was incredibly patient, taking the time to walk me through each step and explain all the protocols and procedures in a way that was easy to understand. Thanks to his guidance, I felt informed and confident in my decisions. I have no doubt that any homebuyer would be more than satisfied with Emmett's services—he's truly a valuable asset to anyone navigating the mortgage process.

Emmett was absolutely amazing. From start to finish he worked efficiently and made our process so easy buying our first home! When we had questions he would take the time to explain them and make sure we understood. Highly recommend him and will use him in the future! Thanks Emmett!

Emmett made our experience smooth. He was patient and educated us along the way. We came to Emmett after having a not so good experience elsewhere and he quickly stepped in, got us on track, and closed within time frame. We are so happy with the experience Emmett provided us.

Emmett is an exceptional mortgage broker who made the entire home financing process smooth and stress-free. His expertise and personalized approach ensured I understood every step. I truly felt like he helped me secure a fantastic rate that fit my budget and family's needs perfectly. Communication was prompt and transparent, which made me feel supported and informed throughout. I highly recommend his services to anyone looking to navigate the mortgage landscape with confidence! Thanks again Emmett!!

Wonderful and smooth experience overall. Highly recommend Emmett for all your Morgage needs. He's highly knowledgeable and the best with crunching numbers. Thanks so much for your help, and making it a good experience.

Can't say enough about Emmett and his team. I think the thing that stood out the most was the video's he created to really explain each process. He knew the right time to lock in the rate. All in all not one complaint. Thanks again for your attentiveness.

Emmett, at Treasure Coast Mortgage was excellent to work with, we were able to close in under 30 days thanks to his hard work and dedication to us. He took the time to record and explain everything so we had videos for review when understanding which loan option/interest rate made the most sense for us. We could not be more grateful for the one on one experience he gave us. He was always prompt and made sure we had all of our questions answered and made us feel comfortable with this life changing experience of purchasing a home in a new place. Thank you Emmett!

Emmett went above and beyond to make our dreams come true. He fought for us all the way and never gave up. Kept in constant communication and was up front with everything. I would definitely use Treasure Coast Mortgage again and recommend them to anyone looking for a great mortgage broker!! The are truly the BEST!!!!

5 star all the way. Emmett was fantastic. He was very informative and knowledgeable. We even got a great interest rate for the purchase of our new home. While closing, we were told that out of the 9 homes who closed the same day, we had the lowest interest rate of them all. Great communication from start to finish. We highly recommend!!! Thank you again for making the process so easy.

Emmett was amazing to work with! Our experience as first time homebuyers was very quick and pretty easy thanks to him. Through the twists and turns he was such a great advocate in making sure we we're taken care of, and he was very open and upfront in answering our questions and concerns. Even after we closed he continues to check in and make sure we're doing well. I recommend working with him to anyone looking to buy a home! His help is so appreciated, we couldn't imagine being in our new home today without him 😊

This was my first time purchasing a home. Had it not been for Emmett Dempsey and his team, i would still be a renter. Not everyone has the same circumstances and requirements to qualify. He didn't rest until he got what I needed to seal My deal. Grateful & thankful for his diligence and patience. You cant go wrong with Treasure Coast Mortgage and Emmett Dempsey. Thanks to you All!

Emmett and Jennifer were very professional and helpful. They both really went the extra mile to get our loan executed. We are very excited to move in our new home. All thanks to Emmett and Jennifer. I would refer to anyone. Great job!!

Very helpful and informative. Emmett answered all of our questions and concerns. Best rates in town! Outstanding individual!

Emmett was amazing in assisting us in buying our first home and answered any questions we had. Strongly recommend if moving to the area.

Working with Emmett has been an incredible experience. Nothing was ever a problem. The process was smooth every step of the way. The communication could not have been better: swift, to the point, helpful, friendly and pro-active.

Emmett is an outstanding professional and is very good at what he does. He's very responsive and does everything he can to help his clients get the best possible deal on a home. Additionally, he maintains contact with his clients, keeping them informed on refinance options.

Emmett was a very patient, incredibly knowledgeable, easy to talk to, EXTREMELY available, and most of all understanding when it came to my first home buying experience. Highly recommend to anyone if it's your first house, or your 10th house!

Emmett was extremely knowledgeable and went above and beyond in helping me secure my loan. He made personalized videos and walked me through the process answering all of my questions along the way. I highly recommend using his services.

Emmett and his team were extremely knowledgeable and helpful in getting my family a cash out refinance for debt consolidation. Emmett provided a video breakdown with all of the information layed out which really made making an informed decision easy. I would highly recommend Emmett and his team to anyone who is in a similar situation or looking to buy. His team took care of everything including setting up the closing at my house working around my schedule, which was very convenient.

Emmett is a true professional. He is great at communicating the process of obtaining a mortgage and walking a buyer through to the closing. Great guy to work with!

Emmett and his team are absolutely wonderful. They work seamlessly to get the job done!

As a first time home buyer i needed all the help i could get and Emmett and Jennifer was the team i needed! They answered every question I had and were even there for me after hours when I needed them for anything I didn't understand. I highly recommend using Treasure Coast Mortgage!

We are so pleased to be new home owners and believe that Emmett Dempsey was largely responsible for a smooth and successful closing process. This is not the first time we contracted with Emmett and his associates, and just like before, we experienced a knowledgeable and trustworthy path to completion. I would happily tell any potential homebuyer that Emmett Dempsey and his team can absolutely deliver--many thanks for a job well-done!! Sincerely, Dale and Judy Rieth