Disclosures & Licensing

Equal Housing Opportunity

Treasure Coast Mortgage, LLC is an Equal Housing Lender. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, or because all or part of an applicant's income comes from a public-assistance program.

Company and Licensing

• Team: Treasure Coast Mortgage
• Company: Treasure Coast Mortgage, LLC
• Company NMLS ID: 1958997
• Loan Officer: Emmett Dempsey, Mortgage Broker / Owner
• Loan Officer NMLS ID: 208522
• Office: 584 NW University Blvd, Suite 711, Port St. Lucie, FL 34986
• Phone: (772) 618-5058
• Email: emmett@tcmortgage.com

States Where We Are Licensed

Treasure Coast Mortgage, LLC and Emmett Dempsey are licensed to originate residential mortgage loans in the following states:

• Florida
• Georgia
• Texas

State-specific license names and numbers, along with current licensing status, are available through NMLS Consumer Access. We can only accept applications for properties located in states where we are licensed.

Verify Our Licensing

You can confirm our licensing and review our records at the Nationwide Multistate Licensing System & Registry (NMLS): www.nmlsconsumeraccess.org. Look up the company by NMLS #1958997 or the loan officer by NMLS #208522.

Not a Commitment to Lend

This website is for general informational and educational purposes only. It is not an advertisement to extend consumer credit as defined by applicable law, nor a commitment to lend, a pre-approval, or a guarantee of any specific rate, term, or program. All loans are subject to credit approval, income and asset verification, property appraisal, and program guidelines. Interest rates and program terms are subject to change without notice and are not guaranteed until locked. Not all applicants will qualify.

Third-Party Information

Loan limits, program details, and down payment assistance figures referenced on this site come from third-party sources such as the Federal Housing Finance Agency, HUD/FHA, the VA, USDA, and state housing finance agencies, and are subject to change. We make every effort to keep this information current but do not guarantee its accuracy; confirm specifics with us before relying on them.

Last updated: June 3, 2026